The Commercial Line

Distracted Driving

Perhaps the legendary rock and roll band, The Doors, said it best, “Keep your eyes on the road, your hands upon the wheel.” Driver distractions or inattentive driving play a part in one out of every four motor vehicle crashes. That is more than 1.5 million collisions a year and 4,300 crashes daily, according to the National Highway Traffic Safety Administration.

Overlooked Exposures Can Result In Unexpected Losses

Since hired and non-owned auto coverage usually is not a big-ticket premium item, it could be easily overlooked during the risk assessment process. However, the potential for loss could be quite high. Careful assessment of an organization’s scope of operations and activities is needed to determine whether there is any increased risk or exposures in this area.

Advancement in Technology Impacts Auto Insurance ID Cards

An Auto Insurance Identification Card (auto ID card) is required when applying for a vehicle to be registered for use on public roads.

Have you ever lost your auto ID card? Have you simply forgotten to put the most current one in your glove compartment or wallet? How many frantic calls have you made to your Independent Agent requesting a copy of an auto ID card because of a lost or misplaced card?