Post written by: Terry Ewing
Have you ever lost your auto ID card? Have you simply forgotten to put the most current one in your glove compartment or wallet? How many frantic calls have you made to your Independent Agent requesting a copy of an auto ID card because of a lost or misplaced card?
Good News! E-cards (electronic proof of insurance) are becoming the wave of the future to help solve some of these problems. As of July 2013, 27 states (Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, North Dakota, Oregon, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming) have adopted e-card laws and/or regulations that allow drivers to show evidence of insurance with their smart phone. Property Casualty Insurers Association of America (PCI), a strong supporter of e-cards, states that e-card legislation is currently pending in several other states and will probably be passed.
Customers who might not have a smart phone or simply choose not to go the electronic route will still have the option to use the paper copy in their glove compartment. However, in a world that is becoming more and more dependent on having information 24/7, and with new and improved technology, it is imperative that insurers keep up with automated solutions for their customers to meet this demand. It is the responsibility of the Insurer and/or the Insurance Agent to issue and provide these Auto ID cards to their customers. We want you to know that Westfield Insurance Company will be looking into ways to provide this digital solution for the future.
Photo Credit: William Hook (Flickr user profile)