The Commercial Line

Top Ten Reasons Small Businesses are the Heartbeat of our Communities

Do you remember when you were a kid and thought you could do anything? As children, we dream of the happily ever after. How were we to know that happily ever after was within reach due to our own hustle, sacrifice and dedication? Small business owners, like you, have changed the way we think about what is possible. Even when things are tough, your vision stays clear.  You are an entrepreneur, an innovator, and most importantly, you support the vitality of our communities. This week is your week as we recognize National Small Business Week. To all the small businesses […]

Preventing Smartphone Hacking: Cyber Insurance

Your phone can be compromised in a surprising number of ways. Because mobile phones are so valuable to hackers, new exploits are always being discovered. Here are a few of the most frequent dangers and what you can do to protect yourself against them.Taking risks never stopped you. Do not let the emerging vulnerabilities of smartphones by hackers affect your business. What hackers value The device itself: Your data can be wiped, the device reset, resold and reactivated. Thieves are getting better at taking phones apart and reassembling them into new phones to sell. Your data: Your phone is likely […]

Travel Threats on Your Way to the Gold: Foreign Travel

The Winter Olympics in South Korea are upon us and more than 800,000 tickets to the games have already been sold! With the influx of visitors, unfortunately unforeseen travel threats rise as well. While PyeongChang, and South Korea as a whole, have a low crime rating according to The U.S. State Department, visitors still should be aware of their surroundings. The most prevalent crimes are pick-pocketing and theft from hotel rooms. Whether you are heading to PyeongChang or traveling to another country in 2018, follow these tips to enjoy the games or your trip.   Stealing the Gold: Theft One […]

Cyber Security Tips: Replacing Old Electronics              

Did you recently purchase a new smartphone or replace your outdated computer?  Wondering what you should do with the old ones? Since your data is stored on the hard drive, you need to dispose of the device safely. Otherwise, you may open yourself up to a cyberattack, data breach, loss of intellectual property or loss of reputation. Taking risks never stopped you. But have you considered the implications of improperly disposing your old device especially if your business data is on it? Here are a few tips for securely discarding or transferring ownership of your digital devices. Back up your […]

Supporting Hurricane Maria Survivors Relocating to Cleveland

At Westfield, doing good in the communities where we live and work drives us. As an organization familiar with the impact of disasters, such as Hurricane Maria, 2017 was unprecedented. Hurricane Maria grabbed headlines this past September but the impact the storm had did not end when TV trucks left. More than 13,000 Puerto Ricans are expected to relocate to the state of Ohio, ranking the state eighth in relocations following Maria. With the majority of individuals arriving in Cleveland, our backyard, we knew we had to take action.  With a focus on disaster recovery and family stability, the Westfield […]

5 Big Time Safety Risks for the Big Game

What’s your plan for Sunday’s big game? Whether you are throwing a party with friends or throwing touchdowns like Tom Brady, there are risks for the battle of the pigskin. Insurance makes the game of games happen and customizing insurance needs for the stadium, players and even armchair quarterbacks can protect from unforeseen threats. So what does it take to insure one of the biggest events of the year? Here are five insurance safety risks for Super Sunday inside and outside of the stadium.   Out of Town Visitors Attention Minnesota residents looking for a little extra cash! Homeowner’s policies […]

Tourism Insurance – How to Protect Business

If you’re in the travel and tourism industry, the highly publicized and anticipated Shark Week could come with an increase in excursion sales for adrenaline junkies hot off their couches. While the uptick in business is great,  tourism insurance for excursions is necessary.   Water Sports Water sports and activities are popular, but they’re also potentially dangerous.  More than 3,500 fatal drownings are reported in the United States annually. 50 percent of drownings victims treated in emergency departments required additional hospitalization and care. Your insurance agent can help answer the following: How insurance for water activities can protect your business […]

3 Types of Cyber Attacks & How to Prevent Them

Taking risks never stopped you before. As a business owner, you took the risk to start and continually invest in your business. Don’t let the threat of cyber attacks compromise your business. By taking preventative measures against the following typical cyber attacks, you can rest easy knowing you have done what is necessary to limit an attack on your own business. “Your Computer is Infected!” – Unfamiliar Caller One of the most common threats is a call from a “so-called” technician claiming your computer has a virus. The tech goes on to say by paying a simple $400 payment; they […]

Business Insights to Give You a Competitive Advantage

Silicon Valley – Where Tech Meets . . . Insurance? Apple, Google, Facebook. When you think of these companies we doubt insurance pops into your mind. But in Silicon Valley, insurance is undergoing, let’s call it a “makeover”. An organization called Plug and Play has an insurance vertical program connecting startups from around the world to companies and investors. So what is coming out of these connections which could impact your life in the near future? Heard of Airbnb or Lyft? Most of us are utilizing these sharing services for travel and transport but what happens if there is an […]

How to Prevent Utility Line Damage: What is 811?

Whether you’re a business owner installing lawn signage or digging in your own backyard, you never know what lies beneath the surface. Tasks such as landscaping, structure installation or any other project that requires digging can easily interfere with a utility line that lies underground. The tricky part is that oftentimes these lines are not marked, leaving residents and building owners guessing where they can dig. The good news is even with underground utility lines, you can still complete your digging project by calling 811 to learn where, exactly, lines are on your property.   What Are Your Risks When […]

Next Page »